How much does home care cost?

How much does home care cost?

Are you or your loved one considering home care in Manchester or the surrounding area? Designed to support a person’s independence, home care provides personalised care in the comfort of one’s own home. But how much does home care cost and is financial support available? In this blog, we explore the financial side of homecare and the value it can bring to your family.  

The value of homecare

Our goal is to help our clients live an active and fulfilled life without ever compromising their dignity or respect. We do this by providing a variety of personal care and complex care services, tailored to meet the specific needs of your loved one. Our experienced carers work around your family’s schedule and lifestyle to ensure your loved one’s needs are met with the standard of care he or she deserves, leaving you free to make the most of your time together as a family. With our support, you can rest assured your loved one will live well and enjoy an improved quality of life.

How much does home care cost?

It’s important to consider the fees of your home care provider. While the cost of home care varies across the country, you can expect to pay between £20 to £30 per hour. That being said, bear in mind that fees could increase at weekends and bank holidays. We understand that care isn’t a ‘one size fits all’ solution and believe that every person has the right to be a participant in their support package and not merely a recipient of care. That’s why we’ll work with your family to design an affordable care package that’s tailored to your specific needs. Together, your family and our experienced care manager can explore the different care options available and address any of your concerns. 

Local council support 

You or your loved one may be eligible for local council support. This is determined by a needs assessment. Also known as a means test, the financial assessment will take into account your income and savings. It will not take into account the value of your property unless you are going into a care home. 

If eligible, the council will recommend care at home, arrange the service on your behalf, and contribute to the cost. This is known as state funded home care. Alternatively, under the Care Act, you can choose to receive direct payments and arrange home care yourself. Remember, the choice is yours. 

If you are ineligible for local support, not to worry. The local council will provide information on how you can get help in your area. 

Breakdown of the means test 

  • If your capital is over £23,250, you must pay full fees. This is known as being self-funding.
  • If your capital is between £14,250 and £23,250, the local council will fund some of your care. You’ll contribute to the rest.
  • If your capital is less than £14,250, the local council will pay for your care. However, they will still take your eligible income into account.

Is financial support available?

It’s important to know if you are entitled to certain benefits so that you can claim them. Here are some financial support options that may be available:

  • Attendance Allowance: available for anyone over State Pension age who needs assistance staying independent at home due to an illness or disability.
  • Personal Independence Payment: available for people under State Pension age who require assistance with daily activities or getting around due to a long-term illness or disability.
  • Carer’s Allowance: a monetary supplement of £67.70 a week to people who spend at least 35 hours per week providing regular care to someone. 

Get in touch 

As an independent, family run company, we aim to be an extension of your family and social network. We’re committed to supporting you to live as independently as possible by providing great care and helping you maintain your connections with your local community. If you’re interested in our home care services in Manchester, please do not hesitate to get in touch or call us on 0161 929 6039. We would be more than happy to answer any of your questions or provide more information on how we can support you or your loved one.